As the Managing Director and founder, Phil has had a distinguished career in banking which commenced in 2000 with Lloyds TSB Bank in the UK. He has gone on to hold many high profile roles in personal and commercial banking departments within the NAB and ANZ. With real life experience in managing significant portfolios, he has an outstanding knowledge base of all types of lending from Home loans and Equipment Finance, through to the more complex commercial files with group borrowings in excess of $30M. Not only does he manage a portfolio of client but as the licence holder for the group he is the mentor for the other Professional Lending Solutions Credit representative around the country particularly, when it comes to the more complex lending proposals. Phil is a full Member of the Finance Brokers Association of Australia (FBAA) and has completed a Diploma of Financial Services (Mortgage Broking), along with a Bachelor of Business (Fin & Prop) and a MBA (Int Bus). He has also held many board positions on non-profit and sporting organisations. Phil is also a Commissioner for declarations making the loan signing process much easier.