Bridging Loans: How Does it Work?
If you’re a current homeowner looking to move to a new home but haven’t concluded the sale on the house you’re still in, you might want to consider bridging loans. What is a bridging loan and when is the right time to use them? How do you qualify and apply for such a loan? This […]
Negative Gearing: What Is It and Why You Should Know About It
Negative gearing is a term often tossed around in property investment circles, but what does it actually mean? Understanding this concept is crucial if you’re considering adding property to your investment portfolio. Let’s break down what is negative gearing and why many Australian property investors opt to use this financial strategy. We’ve written this guide […]
Comparing Home Loan Interest Rates: How a Mortgage Broker Can Help
Securing competitive home loan interest rates is an essential step for anyone buying a property. But considering over 100 different lenders in Australia are offering almost 4,000 different mortgage products, how are you supposed to find the best home loan interest rates? The key is to find interest rates from a wide range of lenders […]
How a Home Loan Calculator Can Help You with Your Mortgage Payments
Thinking of buying a house and wondering if an online home loan calculator can help you? Buying a house is an exciting time, but navigating the mortgage process can feel daunting, especially when it’s your first time. Professional Lending Solutions is here to guide you, and a powerful tool to get you started is […]
How to Get Investment Property In QLD For Only $19,632 A Year
When talking about owning an investment property, some folks might feel as if this kind of financial goal is too far out of their reach…they just seem too expensive. This is especially the case since rising interest rates started putting added financial pressure on many Australian homeowners. Throw in the rising cost of living and […]
Home Loans for Nurses and Midwives with 90% LVR and No LMI
Are you a nurse or midwife looking to buy your first home or investment property? Are you feeling anxious about rising property prices and the intimidating obstacle of getting approved for a mortgage? If so, we have some exciting news: we’ve got 90% LVR home loans for nurses and midwives available! And here’s the kicker: […]
First Home Buyers Grant QLD: What You Need to Know in 2024
Could the First Home Buyers Grant QLD help you buy your first home sooner? It’s not easy being a first home buyer in 2024. According to a Senior Economist from ANZ, first-time buyers are currently facing some major hurdles, including rising prices, higher interest rates, inflation and escalating rents. Fortunately, there is some good news. […]
Property Development Loans: How Much Can You Borrow?
Property development in Australia used to mean national corporations subdividing enormous parcels of land to create new suburbs. But times have changed. Thanks to property development loans, smaller-scale and even first-time investors can now enjoy the financial benefits of property development. How to Finance Your Property Development Whether you’re constructing a duplex on a vacant […]
Using a Car Finance Broker for Your Car Purchase: Pros, Cons and Tips
Buying a new car? Want to make sure you get the best deal to suit your needs? If so, a car finance broker could be the solution. Car finance lending is at an all-time high, increasing to $1.4 billion by October 2023 (according to data from the ABS). This isn’t surprising considering how car prices […]
6 Ways a Business Loan Broker Can Help You and Your Business
As a small or medium business owner, do you want to grow your business? If so, you’re going to need the right financing. How can you ensure you’re getting the best commercial finance to suit your needs? The key is to talk to a business loan broker. Commercial Finance Vital for Australian Businesses The Australian […]
Home Renovation Loan or Construction Loan: Which One Should You Get?
What’s the difference between a home renovation loan and a construction loan? How do you decid which option is right for you? And what is the process for applying for renovation loans? Australia is a nation of builders and renovators. At least, that’s what some of the latest data is saying. According to PropTrack, Australians […]
Should I Use a Car Loan Broker or Dealer Financing?
Should I Use a Car Loan Broker or Dealer Financing? Thinking of buying a new car but don’t know whether to go with a car loan broker or dealer financing? If you are, then this article is something you should read. There’s nothing quite like the excitement of buying a new car. Whether you’re looking […]
How Debt Recycling Can Help You Build Wealth
How Debt Recycling Can Help You Build Wealth Have you ever heard of the term debt recycling? If you have, do you know what it’s for and how you can use it? Australians appear to have a real love-hate relationship with debt. Everyone seems to agree that debt is terrible… until we’re offered a […]
Home Loan Refinancing in 2024: Is It a Good Time to Refinance?
Home Loan Refinancing in 2024: Is It a Good Time to Refinance? With interest rates rising (along with the cost of everything else!), it’s no wonder so many people are now showing interest in home loan refinancing. The Reserve Bank of Australia (RBA) has spent the past 18 months increasing the official cash rate in […]
Guarantor Home Loan: Parental Guarantee to Buy a House?
Guarantor Home Loan: Can Parental Guarantee Help You Buy a House? Ever heard of a guarantor home loan? If you haven’t and you’re planning on buying your first home, then this article is for you. Now, picture this scenario. You’ve been sticking to your budget; you’ve cut back on all non-essentials and you’ve been diligently […]