Are you looking to expand your commercial portfolio, upgrade your office space or get funding for your business?
We get it — it’s daunting to apply for a business loan as lenders typically apply stricter borrowing criteria to applications for Gold Coast commercial loans when compared to obtaining car finance or home loans.
This makes business loans on the Gold Coast a challenging proposition.
But there’s no reason for undue anxiety! With the assistance of a team of experienced commercial finance brokers Gold Coast, you can determine the right business loan strategy to fit your needs and find the right lender to suit your business.
The commercial mortgage brokerage scene
The first thing you can do as someone looking into commercial finance is to contact expert finance brokers Gold Coast so they can walk you through the whole process step-by-step.
They will ask you significant questions around your interest in taking out a commercial loan and the amount you’re hoping to borrow. They can then review your business finances to etermine which kind of business loan would best suit your needs and calculate your likely borrowing potential.
Or if you don’t want to go that far ahead, they can also offer specialist advice if you simply want to dip your toes into commercial mortgage brokerage.
To help you understand your options, watch as our managing director, Phil Verheijen, breaks down in more or less a minute the essential know-hows about Gold Coast commercial loans.
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How commercial loans Gold Coast can help advance your business
It is crucial to have a well-thought out plan for your funds, and talking to a commercial loan broker can fast-track your business plans.
Commercial loans are usually used to:
- purchase commercial property
- hire new staff
- expand the business premise (e.g., property development)
- purchase new equipment and fit outs
- improve cash flow
- take advantage of franchising and exporting opportunities; and
- any other business activity that can potentially add valuable impact to the bottom line.
Quick access to commercial property finance can help you capitalise on an opportunity or to address a challenge. You can also use this type of fund to buy a business, grow your business, or buy a second business.
Growing your business with a finance broker Gold Coast
At Professional Lending Solutions, we understand the complexities surrounding business finance on the Gold Coast. That’s why we’re committed to going above and beyond to ensure the best possible outcome for our commercial clients.
As a team of multi-awarded commercial loan brokers Gold Coast, we can guarantee you access to funding solutions from all the major banks and lenders. This is crucial as most of the bigger banks in Australia will offer a range of business banking loan options, but you will have to consider eligibility criteria and lender attitudes (not just interest rates!).
Should you decide to take your business to the next level with us, you will get the same costs compared to loaning directly from a bank — but we will just make the process easier for you.
Gold Coast commercial loans available to you
Our team of commercial mortgage brokers are only interested in the facts and the figures. We understand the unique challenges that businesses face every day. We also understand that not all businesses are alike, and that each situation needs to be approached differently.
That is why we take the extra time to talk with you about your business. We want to understand the issues that your business is facing and the future financial goals that you have for your business.
We can help you with a range of business finance solutions, such as:
- Bank loans (secured and unsecured)
- Commercial overdraft
- Invoice financing
- Company credit cards
- Establishing a line of credit
- Business equity loans
- Low-doc business loans
- Equipment loans
How much can you borrow with a commercial loan?
A business loan should be considered if you have a viable business plan, a strong credit rating, a solid track record of paying debts and tax obligations on time, and a clear repayment schedule.
If you’re considering applying for a personal loan, then you’ll also need to be sure you have enough income coming in each month to cover repayments.
There are also a number of low-doc and non conforming loans for people who may not be able to provide suitable financials or have any negative history on their credit file.
You may also need to show proof of funds to confirm you have deposits that are required as part of your finance application.
Why have us as your commercial mortgage broker?
The team at Professional Lending Solutions have extensive experience in the commercial finance sector.
Before becoming a finance broker, our Managing Director, Phil Verheijen, spent 12 years working in management roles in Commercial Finance and obtained a Bachelor of Business (Finance), followed by an MBA majoring in International Business.
Phil also owns a small business, so he understands the unique challenges that come with running a business. Rest assured that partnering with the team at Professional Lending Solutions will be a good decision for your business as you will benefit from the following:
Finding the Best Solution
So many different options available for business loans on the Gold Coast can make it challenging to determine which one is going to yield the most benefits. Our knowledgeable commercial loan brokers can advise which business loan product will best suit your needs, whether you’re expanding the family business, purchasing a new office or seeking funding for a start-up.
Gaining Access to the Widest Range of Lenders
Professional Lending Solutions have a panel of lenders that offer a wide range of commercial loans Gold Coast. This allows us to consider your particular circumstances, examine and compare the various loan products available from all the different lenders and then make recommendations on which product will work for your business.
Obtaining Honest and Tailored Advice
Our commercial finance brokers are committed to working in your best interests. This means we’ll always give you our honest and professional opinion – not just the answer we know you want to hear. We’ll provide you with advice that is tailored to your situation.
Having Minimal Stress Throughout the Whole Process
When you work with the commercial loan brokers from Professional Lending Solutions, it’s like having a professional coach, personal assistant and office administrator all rolled into one. We’ll take care of the paperwork, chase up lenders, advocate on your behalf and ensure that any issues are handled promptly.
Have a chat with trusted commercial finance brokers Gold Coast
Understanding your needs and goals are always on top of our minds. We seek the right funding for you while considering your current circumstances and loan history.
With a highly-experienced and extensively mentored team, we find the best solutions for you even when you live thousands of miles away!
Ready to make your dream become a success story? Feel free to reach out by contacting us on 0421 934 033.
Book Your Free Consult Today