Equipment finance for Gold Coast business owners has the potential to be a major headache – but our equipment finance brokers can make things much easier. This is because we:
1. Are always working in your best interest
When you’re working with the team at professional Lending Solutions, you won’t have to worry about whether or not we have ulterior motives. Our goal is to deliver the best possible equipment finance solution for your business, with no caveats or hidden agendas. We won’t favour one particular lender over the other, and our only loyalty is to you as our client. This means we’d never recommend an equipment loan that we didn’t think was a good fit for your business – even if that would be the quickest and easiest option for us!
2. Understand that standard “business hours” aren’t going to work for you
As the owner of a small business, I completely understand how frustrating “business hours” can be. I don’t always have time to schedule appointments during “business hours” …I’m too busy running my business and meeting with clients. That’s why our equipment finance brokers offer flexible appointments that are designed to suit you. We can meet up when and where it best suits you, so you won’t have to take time away from more important things.
3. Have years of industry experience and an established network of lenders
We’ve been dealing with equipment finance for Gold Coast business owners for years now. That means we have a detailed understanding of the various loan products available and established relationships with the creditors on our lending panel. In other words, I know which lenders are most likely to approve your equipment finance application. I also appreciate that some applications won’t present all that well on paper – which is why I communicate directly with lenders to explain any potential red flags on an application. This personalised approach can often be the difference between a lender saying “yes” or “no”.
4. Take the necessary time to understand your equipment loan needs
Basically, there are two different ways to get an equipment loan. The first option is to meet with a broker who will immediately start pushing you towards a specific equipment loan. They’ve barely taken the time to ask what kind of equipment you’re planning to get, and already they’re pulling out a contract. Needless to say, this isn’t going to give you the results you deserve.
The second option is you meet with a broker who is interested in what you’re trying to achieve. They ask questions, review all the details of your business and gain a thorough understanding of your current financial situation. Only once they’re 100% clear on what is required will they start comparing loan products to identify which lender can provide you with the best possible results. At Professional Lending Solutions, you’ll always receive this kind of personalised service because we actually care about getting you the right solution, not just the easiest solution.
5. Stay up to date with the equipment finance industry
While it might seem like the Australian finance industry is a pretty slow-moving beast, the reality is actually very different. New lenders and new equipment loan products are constantly joining the market, each with its own unique list of pros and cons. And just because a certain lender was offering fantastic loan products 2 years ago, that in no way guarantees they’re still providing new customers with the best equipment finance solution. We’re continually updating our software, reviewing our lending panel and researching new products on the market…so we can always offer advice that is relevant and up to date.
6. Aren’t going anywhere
Equipment needs tend to change over time. Businesses grow, machinery starts to break down, new staff arrive and prospects change. So, it makes sense that you would want a broker who can help you apply for an equipment loan now…and then again, a few years down the track. Fortunately, the team of equipment finance brokers at Professional Lending Solutions aren’t going anywhere. I’m extremely proud of the reputation we’ve built as an equipment finance broker for Gold Coast business owners, with many becoming repeat clients over the years.