Professional Lending Solutions is a mortgage broker Gold Coast residents can trust. We can assist with a wide range of finance needs, from arranging a home mortgage for first home buyers to refinancing an existing home loan. Our experienced team of brokers also specialise in investment property loans and commercial finance.
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At Professional Lending Solutions, we have proven ourselves to be a premier finance broker Gold Coast residents can have total confidence in. We specialise in providing exceptional home mortgage services tailored to the unique requirements of our valued clients.
As an experienced Gold Coast mortgage broker, we are passionate about helping you achieve your financial goals. We always go the extra mile to ensure you will receive personalised attention, transparent communication and expert advice throughout the entire loan process. When you choose to work with us, you can rest assured that your needs and best interests will always come first.
When working with a Professional Lending Solutions home loan broker, Gold Coast residents will experience the many benefits that come with having a financial expert on your side. Our brokers are keen to understand your unique lending requirements so that we can ensure you get the best home mortgage to suit your needs.
Contact us today to schedule a consultation and explore how our award-winning services and expertise can assist you in achieving your financial aspirations.
Phil’s dedication to his clients shines through in the glowing reviews he consistently receives and the impressive array of industry awards he’s been nominated for. Phil has repeatedly been named the best mortgage broker on the Gold Coast (and throughout Queensland).
Most recently, Phil has received the following industry awards and nominations:
Our expert team of local mortgage brokers are the ideal choice for:
First home buyers seeking a home mortgage.
Existing homeowners hoping to refinance to a better rate or a more suitable loan structure.
Investors looking to expand their existing property portfolio.
Self-employed applicants who are worried about securing mortgage approval.
Homeowners seeking renovation finance solutions.
Property owners who’d like to unlock some of the equity in their existing property.
Business owners searching for tailored commercial finance options.
Those who may have already been knocked back by a lender.
Regardless of your finance needs, a Professional Lending Solutions Gold Coast mortgage broker will ensure you have access to the best loan solutions to suit your current needs and future goals.
When it comes to using a Professional Lending Solutions finance broker, Gold Coast residents can expect a wide range of benefits including:
Our brokers can help you find the most competitive interest rates to suit your specific needs. We do this by comparing loan products from a wide range of different lenders, while also taking into consideration your unique financial situation and future goals.
You can trust a mortgage broker on the Gold Coast thanks to Best Interests Duty. This is a legal obligation requiring brokers to always put your best interests first when recommending a loan product (something that does not apply to banks or other lenders).
With an experienced Professional Lending Solutions mortgage broker, Gold Coast residents won’t have to worry about missing out on the best deal or making the wrong choice.
Our brokers also specialise in handling the tough loans that other brokers and lenders aren’t willing to look at. If you have a complex lending situation, don’t risk it by applying directly through a bank. Contact us instead so we can make sure you get your loan application approved the first time.
Professional Lending Solutions is proud to have received a wide range of industry awards over the years. In addition to the team receiving individual awards for Best Finance Broker and Best Loan Administrator, Professional Lending Solutions was also named as:
Finalist for ‘Best Regional Office’ at the 2023 Better Business Awards.
Finalist for ‘Best Community Engagement Program’ at the 2020 and 2019 Better Business Awards.
Mortgage brokers are now responsible for 74.1% of new residential home mortgages. These figures clearly show that when it comes to using a mortgage broker, Gold Coast residents appreciate having expert assistance. But this hasn’t always been the case.
Just 10 years ago, only 44% of new loans originated with brokers, with the majority of borrowers applying directly through a bank. Back then, people had a lot more faith in their local bank branch and many wrongly believed that a broker couldn’t be trusted. So, what changed?
Following the Royal Commission into the Financial Services Industry, the government introduced new legislation commonly referred to as Best Interests Duty. These new laws, which came into effect on January 1st, 2021, essentially made it a legal requirement for brokers to always act in the best interests of the consumer.
This means that when you use a finance broker on the Gold Coast, you can guarantee that we will:
1. Prioritise your best interests.
2. Offer advice that is suitable for your individual circumstances.
3. Disclose any conflicts of interest, ensuring transparency and fairness in all of our dealings.
4. Exercise reasonable care and diligence, ensuring that we have all the necessary information to make informed recommendations.
5. Keep accurate records, including details of the advice provided and any recommendations made.
What does all this mean? It means that when using a mortgage broker Gold Coast residents can have total peace of mind that their financial future is in safe hands.
Are you looking for a reliable and experienced home loan broker on the Gold Coast? Look no further! At Professional Lending Solutions, we are your trusted local mortgage professionals dedicated to assisting Gold Coasters in getting better deals on their home loans.
Our team of highly experienced and knowledgeable home loan brokers specialise in refinancing mortgages, and we’re here to ensure you have the guidance and support you need throughout the entire process. We understand that refinancing a home mortgage can be a daunting task, but we will strive to make it as stress-free as possible for you.
If you’re concerned that your current interest rate is no longer competitive, it’s time to take action. By refinancing to a mortgage with a lower interest rate, you have the potential to save a substantial amount of money within the first 12 months alone (yes, even when interest rates are rising!). Our expert team will work closely with you and your bank, ensuring that refinancing will secure you the best possible terms and conditions on your new mortgage.
As your trusted finance broker on the Gold Coast, we specialise in helping you unlock potential savings and secure more favourable mortgage terms. Our goal is to provide personalised solutions tailored to your unique needs and financial goals. Don’t miss out on the opportunity to achieve your refinancing goals and save money in the process.
Contact us today to schedule an appointment with our dedicated team of home loan brokers. Let us guide you through the refinancing process and explore how we can assist you in achieving your financial aspirations.
Remember, when it comes to refinancing, having a knowledgeable and local mortgage broker by your side can make all the difference.
Are you a first-time homebuyer on the Gold Coast? If so, you can look directly to Professional Lending Solutions for expert guidance and support. We specialise in helping Gold Coasters like you make their dreams of homeownership a reality.
As your trusted home loan brokers, we understand that buying your first home can feel overwhelming. That’s why we’re here to simplify the process and provide you with the confidence and knowledge you need every step of the way. Thanks to our established relationships with loan lenders in the local area, we can connect you with the right financial services to cater to your specific needs.
At Professional Lending Solutions, we offer a comprehensive range of lender options tailored specifically to first home buyers. Our dedicated team of mortgage brokers is committed to ensuring first home buyers will feel confident and well-informed throughout the entire home-buying journey. We’ll answer your questions, address your concerns and guide you through the complexities of the whole process.
There’s no need to feel overwhelmed when buying your first home. Choose Professional Lending Solutions as your trusted mortgage broker on the Gold Coast. With our industry expertise and personalised approach, we’ll help you navigate the path to homeownership with confidence.
Contact us today to schedule a consultation with our dedicated team of loan brokers. Let us be your trusted partner on your journey to owning your first home on the Gold Coast.
Are you a Gold Coaster looking to expand your investment property portfolio? Professional Lending Solutions is here to help you achieve your investment goals.
Whether you’re a seasoned pro or just stepping into the property investment world for the first time, our team of experienced mortgage brokers is here to help. We specialise in providing tailored finance solutions ideally suited for property investors like you.
We understand the importance of financial flexibility and the desire for greater returns. Let us tailor a finance solution that maximises your investment potential and sets you up for even greater success. If you’re considering tapping into the equity in your current properties to finance your next big investment, then we also have a panel of lenders who offer flexible equity release loan options.
Don’t let your investment dreams stay on the back burner. Contact Professional Lending Solutions today, and together, we’ll turn those dreams into a reality. Our friendly team of local mortgage brokers is ready to guide you every step of the way, unlocking the full potential of your Gold Coast property investments.
Reach out to us now and take the first step towards maximising your investment potential. Your trusted mortgage broker on the Gold Coast is here to help you succeed.
On the Gold Coast, many homeowners dream of transforming their homes with stunning renovations. We understand the allure of those captivating home makeover shows! Whether you’re looking to enhance your living space for yourself or as an investment option, Professional Lending Solutions is here to assist you.
When it comes to home renovations, securing the right lending solutions is crucial. Don’t let budget constraints get in the way of achieving the home of your dreams. Our team of Gold Coast home loan experts specialises in guiding homeowners like you through the renovation finance process.
From minor upgrades to complete overhauls, our dedicated professionals will be there to help you secure the finance you need. Your dream kitchen, luxurious new bathroom or stylish outdoor entertaining area no longer has to remain an unfulfilled personal project, because our renovation financing options can open doors to endless possibilities.
At Professional Lending Solutions, we understand the unique challenges of funding home renovations. Let us walk you through your finance options, helping you navigate the various choices available. You might be closer than you think to turning your vision into a reality.
Don’t delay any longer. Contact us today to discuss your renovation plans and discover how our team can assist you. As your trusted home loan broker on the Gold Coast, we are committed to making your renovation dreams come true.
If you find yourself in need of funds for various financial obligations, a cash-out refinance might be a viable solution. This option allows you to tap into the equity you’ve built in your property by refinancing your mortgage for an amount higher than your current outstanding loan balance. The difference between the new loan amount and your existing balance is then provided to you by the lender as a cash payout.
Whether you’re looking to consolidate debt, fund home improvements, invest or cover some unforeseen expenses, a cash-out refinance can offer the financial flexibility you require.
Thinking about a cash-out refinance? Our team of mortgage brokers can help you. We have the experience and the knowledge you need to help you access your home equity in a cash-out refinance.
Enlist the expertise of a mortgage broker Gold Coast residents trust. We can simplify the process of a cash-out refinance and help you make well-informed decisions. Our team of home loan brokers will begin with an assessment of your financial situation and goals, which will include your reasons for obtaining a cash-out refinance.
This will be followed by several steps including:
Throughout this process, our home loan brokers will strive to maintain open communication, keeping you informed about the progress and addressing any concerns you might have.
Whether you’re looking to expand your business, invest in commercial properties or require financing for equipment and machinery, we have you covered. Our extensive network of lenders allows us to source competitive loan options that suit your specific needs. We can navigate the complexities of commercial lending, ensuring you have access to the best possible terms and conditions.
As trusted finance brokers on the Gold Coast, we simplify the commercial finance process, saving you time and money. We provide personalised attention, transparent communication and expert advice, ensuring you can make informed decisions that align with your business objectives.
Don’t let financial constraints hold your business back. Let our team of dedicated finance brokers guide you through the intricacies of commercial lending. Together, we can develop a customised finance solution that sets your business up for success.
Contact us today and discover how Professional Lending Solutions can assist you in achieving your business goals on the Gold Coast.
When it comes to securing the right lending solutions for your financial needs, trust only the best. At Professional Lending Solutions, we are dedicated to providing exceptional services tailored to the unique requirements of our valued clients.
Whether you’re a first-time homebuyer, property investor or seeking to refinance, our home loan brokers are here to guide you every step of the way. You can rely on our extensive knowledge of the Gold Coast market and established relationships with reputable lenders to ensure you get the best possible finance solution.
We are passionate about helping you achieve your goals and will always go the extra mile to provide personalised attention, transparent communication and expert advice. Experience the difference of working with a Gold Coast mortgage broker who always puts your needs and best interests first.
Contact us today to discover how we can assist you in achieving your financial aspirations.
At Professional Lending Solutions, we offer a comprehensive range of lending solutions for a wide range of customers. This includes home loans, investment property loans, refinancing options, renovation loans, Self-Managed Super Fund (SMSF) lending and more. We tailor our services to meet your specific needs and financial goals.
To determine your eligibility for a home loan on the Gold Coast, our experienced mortgage brokers will assess your financial situation, including factors such as your income, credit history, employment stability and existing debts. We will guide you through the pre-approval process and help you understand the requirements to qualify for a loan.
Absolutely! We have access to an extensive panel of lenders and loan products. We will take the time to understand your financial goals and preferences, and then compare different loan options to find the one that best suits your needs in terms of interest rates, fees, features and flexibility.
There may be additional costs involved in obtaining a mortgage, such as application fees, valuation fees, legal fees and Lenders Mortgage Insurance (if applicable). We will provide you with a clear breakdown of all the costs involved, ensuring transparency throughout the process.
Mortgage brokers act as intermediaries between you and the lender. We assess your financial situation, provide loan options from multiple lenders, assist with the application process and negotiate on your behalf. Our home loan brokers strive to simplify the process, save you time and help you secure a suitable loan.
Yes, there are various government grants and incentives available for eligible home buyers, such as the First Home Owner Grant (FHOG) and stamp duty concessions. These incentives can vary based on factors like property price and your status as a first-home buyer. For more information about available incentives, book a free consultation with one of our expert brokers.
The First Home Owners Grant (FHOG) helps eligible first-home buyers purchase a home with the assistance of a $30,000 government grant. Eligibility criteria include income thresholds and property price limits. We can provide detailed information and assist you in checking your eligibility.
Lenders Mortgage Insurance (LMI) is typically required when you have a smaller deposit (usually less than 20% of the property’s value). It protects the lender in case you default on the loan. We can explain how LMI works and help you understand when it might apply to your situation.
Getting started is easy! Contact us to schedule a consultation with one of our experienced mortgage brokers. During the consultation, we will gather information about your financial situation, discuss your goals and guide you through the necessary steps to initiate the mortgage application process.
The documentation required can vary based on your financial situation and the type of loan you’re applying for. Common documents include proof of income, bank statements, identification documents and details about your assets and liabilities. Our team will provide you with a personalised list of the documents that will be needed for your application.
Absolutely! Refinancing can help you secure a more competitive interest rate, access equity or change your loan features to better suit your needs. Our mortgage brokers can analyse your current mortgage and financial situation to determine if refinancing is a beneficial option for you.
Many loans allow you to make extra repayments, which can help you pay off your mortgage faster and save on interest. However, some loans might have restrictions or penalties for making additional payments. Our mortgage brokers can guide you in choosing a loan that aligns with your repayment preferences.
A property valuation is conducted by a qualified valuer to determine the current market value of the property you intend to purchase. The lender uses this valuation to assess the property’s worth in relation to the loan amount (to make sure you’re not borrowing more than the property is truly worth). Our home loan brokers can explain the process and its significance in the mortgage approval process.
Absolutely! Whether you’re a seasoned investor or this is your first time, we can help you navigate the intricacies of investment property loans. Our mortgage brokers can guide you through loan options, tax implications and investment strategies to maximise returns.
